Anyone who has ever applied for a loan before understands that it is easy to start taking things personally when you discuss your financial situation. As lenders ask you about your habits and savings, you might be tempted to take offense or wonder about their intentions. However, the fact of the matter is that most lenders want to know the same thing--whether or not you are going to be able to repay your loan. On my blog, I discuss tips for how to stay calm when you talk about money. I want you to be able to enter negotiations confidently, which is why a little learning can go a long way.